{"id":69353,"date":"2026-08-29T06:04:16","date_gmt":"2026-08-29T06:04:16","guid":{"rendered":"https:\/\/upndownbeirut.com\/?p=69353"},"modified":"2026-08-29T06:04:16","modified_gmt":"2026-08-29T06:04:16","slug":"plus-de-19-g-en-trois-mois-encore-des-profits-records-pour-les-banques","status":"publish","type":"post","link":"https:\/\/upndownbeirut.com\/?p=69353","title":{"rendered":"Plus de 19 G$ en trois mois: encore des profits records pour les banques"},"content":{"rendered":"<p dir=\"ltr\"><span style=\"font-family: arial black, sans-serif; font-size: 14pt;\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-69354\" src=\"http:\/\/upndownbeirut.com\/wp-content\/uploads\/2026\/08\/Logos_RBC_BNC_TD75240735-3d31-4e64-88cc-d17d88cc3047_ORIGINAL.avif\" alt=\"\" width=\"1500\" height=\"1050\" \/><\/span><\/p>\n<p class=\"1_12_tx_courant\" dir=\"ltr\"><span style=\"font-family: arial black, sans-serif; font-size: 14pt;\"><strong>Les six grandes banques canadiennes ont \u00e9tabli un nouveau record en d\u00e9gageant des profits nets totaux de plus de 19\u00a0G$ au troisi\u00e8me trimestre, soit 14\u00a0% de plus que l\u2019an dernier.<\/strong><\/span><\/p>\n<p class=\"toreadalso-fromEMP\" dir=\"ltr\">\n<p class=\"1_12_tx_courant\" dir=\"ltr\"><span style=\"font-family: arial black, sans-serif; font-size: 14pt;\">Alors que plusieurs Qu\u00e9b\u00e9cois ont encore du mal \u00e0 joindre les deux bouts \u00e0 cause de l\u2019inflation, les banques nagent une fois de plus dans l\u2019argent, et ce malgr\u00e9 le ralentissement de l\u2019\u00e9conomie canadienne, le conflit commercial avec les \u00c9tats-Unis et l\u2019impact de la guerre en Iran.<\/span><\/p>\n<div class=\"rs-article\" dir=\"ltr\">\n<div class=\"social_wrapper\">\n<div class=\"shares ml\">\n<div class=\"icone\" data-icon=\"em\"><\/div>\n<\/div>\n<div class=\"shares tw sharrre\" data-url=\"https:\/\/www.journaldemontreal.com\/2026\/08\/28\/plus-de-19-g-en-trois-mois-encore-des-profits-records-pour-les-banques\">\n<div class=\"icone\" data-icon=\"tw\"><\/div>\n<\/div>\n<div class=\"shares bluesky\" data-url=\"https:\/\/www.journaldemontreal.com\/2026\/08\/28\/plus-de-19-g-en-trois-mois-encore-des-profits-records-pour-les-banques\">\n<div class=\"icone\" data-icon=\"bs\">\n<div id=\"StoryDetailBody6a907ae5f8730b0a43a6ffcb\" class=\"article-main-txt composer-content composer_wrapped\" data-permission=\"all\" data-composer=\"true\">\n<p class=\"1_12_tx_courant\"><span style=\"font-family: arial black, sans-serif; font-size: 14pt;\"><strong>Les six grandes banques canadiennes ont \u00e9tabli un nouveau record en d\u00e9gageant des profits nets totaux de plus de 19\u00a0G$ au troisi\u00e8me trimestre, soit 14\u00a0% de plus que l\u2019an dernier.<\/strong><\/span><\/p>\n<p class=\"toreadalso-fromEMP\">\n<p class=\"1_12_tx_courant\"><span style=\"font-family: arial black, sans-serif; font-size: 14pt;\">Alors que plusieurs Qu\u00e9b\u00e9cois ont encore du mal \u00e0 joindre les deux bouts \u00e0 cause de l\u2019inflation, les banques nagent une fois de plus dans l\u2019argent, et ce malgr\u00e9 le ralentissement de l\u2019\u00e9conomie canadienne, le conflit commercial avec les \u00c9tats-Unis et l\u2019impact de la guerre en Iran.<\/span><\/p>\n<div class=\"sticky-ad-wrapper\">\n<div class=\"ad bigbox bigbox-centered clearfix sticky-ad\">\n<div class=\"dfpLabel\">\n<div class=\"label\"><\/div>\n<div class=\"ligne\"><\/div>\n<\/div>\n<div id=\"article-bigbox-inline-2\" class=\"dfp-ad\" data-size=\"dfpBigBox\" data-pos=\"inline1\" data-pgtype=\"story\" data-story-body-index=\"1\" data-tile=\"4\" data-currentsection=\"entreprises\" data-dfptype=\"story\" data-google-query-id=\"CMu3oYeVxZYDFbXODQkdQrMaqQ\" data-is-empty=\"false\">\n<div id=\"google_ads_iframe_\/7548\/SMCO_FRUR_JDM_FR_WEB\/finance\/business\/story_9__container__\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"element-embed\">\n<div class=\"embedded-others custom\">\n<div class=\"tableau-wrapper large inclusion-generateur journaldemontreal\" data-project-root=\".\" data-emp-embed=\"tableau\">\n<div class=\"tableau\">\n<div class=\"tableau--titre\"><span style=\"font-family: arial black, sans-serif; font-size: 14pt;\">Des profits records pour les banques<\/span><\/div>\n<div class=\"tableau--description\"><span style=\"font-family: arial black, sans-serif; font-size: 14pt;\">Profits nets au troisi\u00e8me trimestre<\/span><\/div>\n<div class=\"tableau--filtres\">\n<div class=\"tableau--filtres-wrapper\"><\/div>\n<\/div>\n<div class=\"tableau--informations\">\n<table id=\"tableauD3\" class=\"sortable\" cellspacing=\"0\" cellpadding=\"0\">\n<thead>\n<tr>\n<th class=\"table-head no-sort first-col\"><\/th>\n<th class=\"table-head no-sort\"><span style=\"font-family: arial black, sans-serif; font-size: 14pt;\">Profits nets<\/span><\/th>\n<th class=\"table-head no-sort\"><span style=\"font-family: arial black, sans-serif; font-size: 14pt;\">Variation annuelle<\/span><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td class=\"first-col bold-cell\"><span style=\"font-family: arial black, sans-serif; font-size: 14pt;\">Banque Royale<\/span><\/td>\n<td><span style=\"font-family: arial black, sans-serif; font-size: 14pt;\">6 G$<\/span><\/td>\n<td><span style=\"font-family: arial black, sans-serif; font-size: 14pt;\">11,30%<\/span><\/td>\n<\/tr>\n<tr>\n<td class=\"first-col bold-cell\"><span style=\"font-family: arial black, sans-serif; font-size: 14pt;\">Banque TD<\/span><\/td>\n<td><span style=\"font-family: arial black, sans-serif; font-size: 14pt;\">4,6 G$<\/span><\/td>\n<td><span style=\"font-family: arial black, sans-serif; font-size: 14pt;\">38,30%<\/span><\/td>\n<\/tr>\n<tr>\n<td class=\"first-col bold-cell\"><span style=\"font-family: arial black, sans-serif; font-size: 14pt;\">Banque Scotia<\/span><\/td>\n<td><span style=\"font-family: arial black, sans-serif; font-size: 14pt;\">3 G$<\/span><\/td>\n<td><span style=\"font-family: arial black, sans-serif; font-size: 14pt;\">16,90%<\/span><\/td>\n<\/tr>\n<tr>\n<td class=\"first-col bold-cell\"><span style=\"font-family: arial black, sans-serif; font-size: 14pt;\">Banque CIBC<\/span><\/td>\n<td><span style=\"font-family: arial black, sans-serif; font-size: 14pt;\">2,4 G$<\/span><\/td>\n<td><span style=\"font-family: arial black, sans-serif; font-size: 14pt;\">14,90%<\/span><\/td>\n<\/tr>\n<tr>\n<td class=\"first-col bold-cell\"><span style=\"font-family: arial black, sans-serif; font-size: 14pt;\">Banque de Montr\u00e9al<\/span><\/td>\n<td><span style=\"font-family: arial black, sans-serif; font-size: 14pt;\">1,8 G$<\/span><\/td>\n<td><span style=\"font-family: arial black, sans-serif; font-size: 14pt;\">-24,90%<\/span><\/td>\n<\/tr>\n<tr>\n<td class=\"first-col bold-cell\"><span style=\"font-family: arial black, sans-serif; font-size: 14pt;\">Banque Nationale<\/span><\/td>\n<td><span style=\"font-family: arial black, sans-serif; font-size: 14pt;\">1,3 G$<\/span><\/td>\n<td><span style=\"font-family: arial black, sans-serif; font-size: 14pt;\">22,70%<\/span><\/td>\n<\/tr>\n<tr>\n<td class=\"first-col bold-cell\"><span style=\"font-family: arial black, sans-serif; font-size: 14pt;\">Total<\/span><\/td>\n<td><span style=\"font-family: arial black, sans-serif; font-size: 14pt;\">19,1 G$<\/span><\/td>\n<td><span style=\"font-family: arial black, sans-serif; font-size: 14pt;\">13,70%<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<div class=\"credit-tableau\"><\/div>\n<div class=\"methodo-tableau\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<p class=\"1_12_tx_courant\"><span style=\"font-family: arial black, sans-serif; font-size: 14pt;\">\u00ab\u00a0Les march\u00e9s financiers sont porteurs. Donc tout ce qui est gestion de patrimoine, \u00e7a se porte tr\u00e8s bien dans l\u2019industrie bancaire en g\u00e9n\u00e9ral. Il y a aussi une certaine r\u00e9silience dans l\u2019\u00e9conomie canadienne malgr\u00e9 cette guerre tarifaire\u00a0\u00bb, explique le PDG de la Banque Nationale, Laurent Ferreira, dans un entretien t\u00e9l\u00e9phonique avec <em>Le Journal<\/em>.<\/span><\/p>\n<div class=\"photoinline\">\n<div class=\"espacePhoto\"><span style=\"font-family: arial black, sans-serif; font-size: 14pt;\"> <img decoding=\"async\" class=\"story-img\" src=\"https:\/\/m1.quebecormedia.com\/emp\/emp\/68616694_49885791728bf7-4472-407d-8bc0-f217ea1a6044_ORIGINAL.jpg?impolicy=crop-resize&amp;x=641&amp;y=26&amp;w=3679&amp;h=3307&amp;width=400\" srcset=\"\n                                     https:\/\/m1.quebecormedia.com\/emp\/emp\/68616694_49885791728bf7-4472-407d-8bc0-f217ea1a6044_ORIGINAL.jpg?impolicy=crop-resize&amp;x=641&amp;y=26&amp;w=3679&amp;h=3307&amp;width=100 100w,\n                                     https:\/\/m1.quebecormedia.com\/emp\/emp\/68616694_49885791728bf7-4472-407d-8bc0-f217ea1a6044_ORIGINAL.jpg?impolicy=crop-resize&amp;x=641&amp;y=26&amp;w=3679&amp;h=3307&amp;width=200 200w,\n                                     https:\/\/m1.quebecormedia.com\/emp\/emp\/68616694_49885791728bf7-4472-407d-8bc0-f217ea1a6044_ORIGINAL.jpg?impolicy=crop-resize&amp;x=641&amp;y=26&amp;w=3679&amp;h=3307&amp;width=300 300w,\n                                     https:\/\/m1.quebecormedia.com\/emp\/emp\/68616694_49885791728bf7-4472-407d-8bc0-f217ea1a6044_ORIGINAL.jpg?impolicy=crop-resize&amp;x=641&amp;y=26&amp;w=3679&amp;h=3307&amp;width=400 400w,\n                                     https:\/\/m1.quebecormedia.com\/emp\/emp\/68616694_49885791728bf7-4472-407d-8bc0-f217ea1a6044_ORIGINAL.jpg?impolicy=crop-resize&amp;x=641&amp;y=26&amp;w=3679&amp;h=3307&amp;width=500 500w,\n                                     https:\/\/m1.quebecormedia.com\/emp\/emp\/68616694_49885791728bf7-4472-407d-8bc0-f217ea1a6044_ORIGINAL.jpg?impolicy=crop-resize&amp;x=641&amp;y=26&amp;w=3679&amp;h=3307&amp;width=600 600w,\n                                     https:\/\/m1.quebecormedia.com\/emp\/emp\/68616694_49885791728bf7-4472-407d-8bc0-f217ea1a6044_ORIGINAL.jpg?impolicy=crop-resize&amp;x=641&amp;y=26&amp;w=3679&amp;h=3307&amp;width=700 700w,\n                                     https:\/\/m1.quebecormedia.com\/emp\/emp\/68616694_49885791728bf7-4472-407d-8bc0-f217ea1a6044_ORIGINAL.jpg?impolicy=crop-resize&amp;x=641&amp;y=26&amp;w=3679&amp;h=3307&amp;width=800 800w,\n                                     https:\/\/m1.quebecormedia.com\/emp\/emp\/68616694_49885791728bf7-4472-407d-8bc0-f217ea1a6044_ORIGINAL.jpg?impolicy=crop-resize&amp;x=641&amp;y=26&amp;w=3679&amp;h=3307&amp;width=900 900w,\n                                     https:\/\/m1.quebecormedia.com\/emp\/emp\/68616694_49885791728bf7-4472-407d-8bc0-f217ea1a6044_ORIGINAL.jpg?impolicy=crop-resize&amp;x=641&amp;y=26&amp;w=3679&amp;h=3307&amp;width=1000 1000w,\n                                     https:\/\/m1.quebecormedia.com\/emp\/emp\/68616694_49885791728bf7-4472-407d-8bc0-f217ea1a6044_ORIGINAL.jpg?impolicy=crop-resize&amp;x=641&amp;y=26&amp;w=3679&amp;h=3307&amp;width=1100 1100w,\n                                     https:\/\/m1.quebecormedia.com\/emp\/emp\/68616694_49885791728bf7-4472-407d-8bc0-f217ea1a6044_ORIGINAL.jpg?impolicy=crop-resize&amp;x=641&amp;y=26&amp;w=3679&amp;h=3307&amp;width=1200 1200w,\n                                     https:\/\/m1.quebecormedia.com\/emp\/emp\/68616694_49885791728bf7-4472-407d-8bc0-f217ea1a6044_ORIGINAL.jpg?impolicy=crop-resize&amp;x=641&amp;y=26&amp;w=3679&amp;h=3307&amp;width=1300 1300w,\n                                     https:\/\/m1.quebecormedia.com\/emp\/emp\/68616694_49885791728bf7-4472-407d-8bc0-f217ea1a6044_ORIGINAL.jpg?impolicy=crop-resize&amp;x=641&amp;y=26&amp;w=3679&amp;h=3307&amp;width=1400 1400w,\n                                     https:\/\/m1.quebecormedia.com\/emp\/emp\/68616694_49885791728bf7-4472-407d-8bc0-f217ea1a6044_ORIGINAL.jpg?impolicy=crop-resize&amp;x=641&amp;y=26&amp;w=3679&amp;h=3307&amp;width=1500 1500w\n                                 \" alt=\"Laurent Ferreira en 2023.\" \/> <\/span><\/p>\n<div class=\"image-information\"><span style=\"font-family: arial black, sans-serif; font-size: 14pt;\"><span class=\"caption\"> Laurent Ferreira en 2023. <\/span> <span class=\"credit\"> Photo d&#8217;archives MARTIN ALARIE <\/span><\/span><\/div>\n<div><\/div>\n<\/div>\n<\/div>\n<p class=\"1_12_tx_courant\"><span style=\"font-family: arial black, sans-serif; font-size: 14pt;\">S\u2019il se dit encourag\u00e9 par l\u2019entente sur Churchill Falls et les contrats f\u00e9d\u00e9raux pour le chantier Davie, le dirigeant reconna\u00eet que les droits de douane risquent de relancer l\u2019inflation.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p class=\"1_12_tx_courant\"><span style=\"font-family: arial black, sans-serif; font-size: 14pt;\">\u00ab\u00a0\u00c7a continue \u00e0 mettre de la pression sur les prix de l\u2019\u00e9nergie et des biens de consommation\u00a0\u00bb, affirme-t-il.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h5 class=\"1_17_soustitre\"><span style=\"font-family: arial black, sans-serif; font-size: 14pt;\"><strong>Mieux que pr\u00e9vu<\/strong><\/span><\/h5>\n<p class=\"1_12_tx_courant\"><span style=\"font-family: arial black, sans-serif; font-size: 14pt;\">\u00c0 leur troisi\u00e8me trimestre, qui s\u2019est termin\u00e9 le 31\u00a0juillet, les six grandes banques ont toutes surpass\u00e9 les pr\u00e9visions des analystes gr\u00e2ce \u00e0 de bons r\u00e9sultats dans l\u2019ensemble de leurs activit\u00e9s, au Canada et ailleurs dans le monde.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p class=\"1_12_tx_courant\"><span style=\"font-family: arial black, sans-serif; font-size: 14pt;\">La Banque TD, la Scotia, la Banque de Montr\u00e9al et CIBC ont b\u00e9n\u00e9fici\u00e9 d\u2019une hausse de leurs marges nettes, soit la diff\u00e9rence entre les int\u00e9r\u00eats qu\u2019elles re\u00e7oivent sur les pr\u00eats et hypoth\u00e8ques et ceux qu\u2019elles paient sur les d\u00e9p\u00f4ts.<\/span><\/p>\n<p class=\"1_12_tx_courant\">\n<p class=\"1_12_tx_courant\"><span style=\"font-family: arial black, sans-serif; font-size: 14pt;\">Les six grandes banques ont aussi largement profit\u00e9 de la vigueur des march\u00e9s boursiers, qui poursuivent leur croissance amorc\u00e9e \u00e0 la fin de 2022. Leurs activit\u00e9s de gestion du patrimoine et de march\u00e9s des capitaux ont vu leurs profits bondir de plus de 25\u00a0% par rapport \u00e0 l\u2019an dernier.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p class=\"1_12_tx_courant\"><span style=\"font-family: arial black, sans-serif; font-size: 14pt;\">En revanche, les dotations aux pertes de cr\u00e9dit sont reparties \u00e0 la hausse, quoique de fa\u00e7on modeste, alors qu\u2019elles baissaient depuis plusieurs mois. Ces dotations sont de l\u2019argent que les banques doivent mettre de c\u00f4t\u00e9 \u00e0 cause des mauvaises cr\u00e9ances, ce qui r\u00e9duit d\u2019autant leurs profits.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p class=\"1_12_tx_courant\"><span style=\"font-family: arial black, sans-serif; font-size: 14pt;\">Pendant les neuf premiers mois de leur exercice financier, qui a d\u00e9but\u00e9 le 1<sup>er<\/sup>\u00a0novembre, les six grandes banques ont cumul\u00e9 des profits nets de 58,8\u00a0G$, en hausse de 6,3\u00a0% par rapport \u00e0 la m\u00eame p\u00e9riode de l\u2019ann\u00e9e pr\u00e9c\u00e9dente.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Les six grandes banques canadiennes ont \u00e9tabli un nouveau record en d\u00e9gageant des profits nets totaux de plus de 19\u00a0G$ au troisi\u00e8me trimestre, soit 14\u00a0% de plus que l\u2019an dernier. Alors que plusieurs Qu\u00e9b\u00e9cois ont encore du mal \u00e0 joindre les deux bouts \u00e0 cause de l\u2019inflation, les banques nagent une fois de plus dans &hellip;<\/p>\n","protected":false},"author":9,"featured_media":69354,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[198],"tags":[],"class_list":["post-69353","post","type-post","status-publish","format-standard","has-post-thumbnail","","category-198"],"_links":{"self":[{"href":"https:\/\/upndownbeirut.com\/index.php?rest_route=\/wp\/v2\/posts\/69353","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/upndownbeirut.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/upndownbeirut.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/upndownbeirut.com\/index.php?rest_route=\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/upndownbeirut.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=69353"}],"version-history":[{"count":1,"href":"https:\/\/upndownbeirut.com\/index.php?rest_route=\/wp\/v2\/posts\/69353\/revisions"}],"predecessor-version":[{"id":69355,"href":"https:\/\/upndownbeirut.com\/index.php?rest_route=\/wp\/v2\/posts\/69353\/revisions\/69355"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/upndownbeirut.com\/index.php?rest_route=\/wp\/v2\/media\/69354"}],"wp:attachment":[{"href":"https:\/\/upndownbeirut.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=69353"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/upndownbeirut.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=69353"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/upndownbeirut.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=69353"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}